We Supports many special interests. Within its mission to assist the development and growth of your businesses. We cater financial services for companies that require working capital for expansion, operations or re-financing. We finance minimum of 100 Million US Dollar and up to 10B.
Wealth and investment opportunities need to be discovered. And in the boundless financial world, it takes an unparalleled sense of vision to bring the unseen prospects to surface. At The OilTopService Ltd. We understand this perfectly. That’s why we have always been dedicated to bringing you a deeper understanding of the world, navigating your course with our strong international experience.
Our Products & Services
- Insurance Planning
- Investment Management
- Retirement Planning
- Offshore Banking
Financial Services’ mission is to deliver only the highest quality products and services to our global customers. Our Financial service provides research, investment banking, brokerage and trading services. We also provide services for investors seeking dynamic high growth companies as well as institutional and high net-worth investors.
Starting and managing a business takes motivation and talent. It also takes research and planning. Take time beforehand to explore and evaluate your business and personal goals. Developing a business plan will force you to think through some important issues that you may not otherwise consider. Your plan will become a valuable tool as you set out to raise money for your business, and it will provide milestones to gauge your success.
We understand the business of running a professional practice and the capital investment that required. Our financing program will reach your goal. We understand the importance of practices cash flow and evaluate your business on that basis.
Let us work with you to develop a financing program with the best terms to meet your cash flow needs.
Whether you’re starting a business or expanding one, sufficient ready capital is essential. But it is not enough to simply have sufficient financing; knowledge and planning are required to manage it well. These qualities ensure that entrepreneurs avoid common mistakes like securing the wrong type of financing, miscalculating the amount required, or underestimating the cost of borrowing money.
Bank Instrument Lending
Clean clear tradable bank instruments are available by major international banks, assigned directly in your name. The provision of a project, commercial, balance sheet or credit enhancement bank instrument is assigned in the personal or corporate name of the applicant, as specified and agreed by the contract/agreement.
The bank instrument is made available as an enhancement instrument only.
The applicant/borrower may assign the rights to use the instrument (the ownership will not be transferred). However, the borrower is not permitted to sell or discount the instrument without written permission.
If the applicant/borrower wishes to do so, arrangements can be made with the banks in line with banking rules and regulations during any time of the validity of the bank instrument.
If the applicant/borrower will use the lent instrument as collateral, the borrower’s bank must undertake, by SWIFT, the irrevocable commitment to return the instrument unencumbered, free and clear of any debts or claim.
Bank instrument/collateral is offered in the form of a certificate of debt such as a medium term note (MTN), bank guarantee (BG), standby letter of credit (SBLC), bond or CD.
Transactions from a minimum amount of USD or EUR 50.000.000 are acceptable immediately, subject to approval of the applicant/borrower, the availability of applicant/borrower funds and on a first come, first served basis. The applicant/borrower has the possibility to extend the leasing period for up to 5 years, paying the service fee yearly, fifteen days before the maturity date. We reserve the right to accept or reject any incomplete documentation or unprofessional email communication. The above-mentioned details are for information purposes only and are not to be considered a solicitation of funds or to sell securities or other commodities.
Bank Guarantee (BG/SBLC)
We work in close cooperation with several commercial and investment banks including financial service institutions that can issue bank guarantees and standby letters of credit (BG/SBLC).
A Standby letter of credit or Guarantee is an undertaking to pay in the event of default. A bank guarantee is issued from a lending bank (institution) ensuring that the liabilities of its customer (debtor) will be met. A bank guarantee can be utilized by the customer (debtor) to acquire goods, commodities, machineries, equipment, or simply get a loan against it.
Standby letter of credit is used as “payment of last resort” should the client fail to fulfill a contractual obligation for goods or services delivered by a counter party. Standby letters of credit are issued as a sign of financial reliability and good faith in business transactions.
Standby letters of credit and Guarantees can be written in a number of different ways, allowing them to be applied to many different types of transactions.
Generally, we arrange the timely issuance of the following instruments at fairly reasonable fees:
- Standby Letters of Credit
- Bank Guarantees
- Performance Guarantees
- Demand Guarantees
- POF messages
- Pre Advice Message
- Comfort Letters
- Ready Willing and Able (RWA) messages
For the issuance of the above instruments, we do not ask for collaterals, escrow deposits or such funds that may affect our customer’s cash flow.
We are responsive to our client’s queries. As soon as we receive the completed application form for issuance of an instrument, we promptly provide the initial draft (text verbiage) for approval by the client and/or its beneficiary. The time line for the whole process is usually not more than five banking days.
Two types of financing
Equity – The most common source of professional equity funding comes from venture capitalists, major financial institutions. Different venture capitalists have different approaches to management of the business in which they invest. They generally prefer to influence a business passively, but will react when a business does not perform as expected and may insist on changes in management or strategy. Relinquishing some of the decision-making and some of the potential for profits are the main disadvantages of equity financing.
Debt financing – there is many sources for debt financing- banks, savings and loans, commercial finance companies. Traditionally, banks have been the major source of small business funding. In addition to equity considerations, lenders commonly require the borrower’s personal guarantees in case of default. This ensures that the borrower has a sufficient personal interest at stake to give paramount attention to the business.
Insurance is an important part of a complete financial. Insurance is the only financial product that does not require time to mature; its there for you and for your family.
We can assist you and making it easier to guide you through the many insurance products. Like it or not, insurance and protection planning are the utmost importance. You need to protect yourself and your family from the consequences of the unexpected, no matter in the world you are.
Insurance planning is a strategic tool in your financial plan and an essential estate planning device.
There are many reasons for buying life insurance. If you’re the primary wage earner in the family, life insurance is a good way to help provide your family with a stable financial future. If you aren’t the primary wage earner in your family, it’s important to have insurance to help cover the financial burden of childcare, and other unforeseen costs.
While it’s difficult to face our own mortality, planning for it can ease the burden our loved ones will face later. When we can assist you in choosing a life insurance company. We can help you determine which insurance might best serve you, your family and all that you value